Financing

The Collection Furniture offers two different financing options!
Chose from a 6-month deferred interest option or a 90-day lease to own option.
(click links for more information)


Apply in store or online today!

 

8 Week Layaway

Don't need your items today?  Want to pay over time?  Then choose our flexible 8 week layaway plan.

  • EVERYONE APPROVED - NO CREDIT NEEDED
  • 25% down-payment required
  • $10 non-refundable processing fee
  • No required payment schedule
  • Pay in full within 8 weeks

 

How Does Layaway Work?

  1. Pick Your Items
  2. Pay a Down Payment
  3. Make Payments At Your Convenience
  4. Pick Up Your Items w/Final Payment

Layaway FAQs:

How long is a layaway?

Layaway is an 8 week contract for any purchase amount.

Are there any fees?

You will be required to put 25% down the day you set up your layaway plus a $10 processing fee.

What items can I put on layaway?

Any items that we carry may be put on layaway.

Where do I make my payments?

You can make payments at one of our stores.

Is there a minimum purchase amount?

Yes, the minimum purchase amount for layaway is $199.

**All layaways must be paid in full by the due date. A signed contract is required for all layaways.  If not paid in full, any money previously paid will be forfeited. If not paid in full by the due date, or a required payment is not made on time, all money down will be forfeited and the sales order cancelled. No store credit, No cancellations, No exchanges, and No re-selections. Layaway is non-refundable & non-transferable. Layaway total does not include tax. $35 charge on all returned checks. 

Please note, there are some restrictions with this plan

  • No discounts or free delivery when offered
  • Failure to pay balance when due results in forfeiture of any payments
  • Once contract is signed, there are no changes, cancellations, exchanges or extensions

8 Weeks Same As Cash

Take up to 8 weeks to pay off your items while taking them home today!  We will allow you to finance up to $500 of your order and pay that $500 off over 8 weeks with no credit checks.

  • EVERYONE APPROVED - NO CREDIT NEEDED
  • Minimum purchase of $400
  • Maximum of $500 in deferred payment
  • $40 non-refundable processing fee
  • 50% down-payment plus sales tax, delivery and processing fees
  • Credit or Debit card in your name, Photo ID
  • Credit card charged 24% of the remaining balance every 2 weeks until paid in full